Why do you need financial breathing room? Because financial overwhelm is flat out stressful. Debt puts a ceiling on your finances. Whereas cash and cashflow are huge assets. You will never be financially independent if you can’t first live within your means and think long-term with your finances.
When you have margin in your finances, it gives you some breathing room. It enables you to be generous, to bootstrap a company, to have little to no liabilities, and to invest in your future, in yourself, in your marriage, in your business, etc.
On the show I talk about some quick wins (both practical and philisophical) to start bringing margin into your finances.
**For additional reading, check out these books and articles:**
* [*The Millionaire Next Door*](http://www.amazon.com/dp/1589795474/ref=nosim&tag=shabla-20)
* [Fear, Not Money](https://shawnblanc.net/2015/05/fear-not-money/)
* [*If You Can*](http://www.amazon.com/exec/obidos/ASIN/B00JCC5JKI/ref=nosim&tag=shabla-20)
* [*Margin*](http://www.amazon.com/dp/1576836827/ref=nosim&tag=shabla-20)
* [*Total Money Makeover*](http://www.amazon.com/dp/1595555277/ref=nosim&tag=shabla-20)
* [*Money: Master the Game*](http://www.amazon.com/dp/1476757801/ref=nosim&tag=shabla-20)
**[Download here.](http://traffic.libsyn.com/shawntoday/shawntoday-2016-01-19_financial-margin.mp3)** (40:03)